Resource Articles

Becoming fiscally stable requires income and a skillset to manage your financial resources. 70% of Americans live paycheck to paycheck, and 64% of Americans cannot cover an emergency of a thousand dollars without borrowing money. The average person owes nearly a quarter of each paycheck to consumer debts: student loans, credit cards, and car loans. As living expenses rise and debt grows, the need for affordable support for debt reduction and money management is crucial.

We often talk about health and wellness as goals, but the real focus is about our quality of life. We are actually meaning more than wellness; we are seeking “well-being.” Wellness is the absence of illness. While this is a good thing, it doesn't address what it takes to be happy or to enjoy life.

By Chad A. Buck, Ph.D.

​​By: Chad A. Buck, PhD The term "boundary" is used often but it is not always understood or properly-executed. A physical boundary is a wall or a barrier between two things. It keeps property separated so it is clear who owns it or with whom it belongs. A psychological boundary is not all that different.

The words “holiday” and “stress” do not belong together. A holiday is supposed to be a time when a person relaxes, participates in fun activities, gets some distance from day-to-day hassles, and spends time with family or loved ones. The reality is that even positive events can cause stress, and demands or changes in routine are often unavoidable. Even though the holidays tend to be more stressful than restful, there are ways to manage stress and make room for more enjoyment. 10 healthy ways to manage the negative stress you might experience this holiday season:

A job is not who we are but rather what we do. It doesn't speak to your attributes as a person, as a friend, as a partner or as a parent. Nevertheless, the loss of a job feels devastating. It represents livelihood, identity, and life purpose. In today's economic times, the loss may not be the direct result of your actions but rather based on the business or financial position of the employer. There are some important steps to take during a transition.

The American Psychological Association in their Road to Resilience Initiative defines resilience as the process of good coping and adaptation in the face of a challenge, trauma or significant sources of stress.   

Building Resilience: Turning Challenges Into Success Resilience Skill Development: It would be great if everyone was born with a full repertoire of traits and skills for resilience. Since we are not, it is reassuring to know that with practice and training we can learn the behaviors, attitudes and skills necessary to increase our ability to spring back from challenges. There are four skill sets that are particularity helpful:

Building Resilience: Turning Challenges Into Success Attitude Our attitude drives our behavior. This is the foundation for resilience; the way we view the world. Six ways to build a resilient attitude include:

All of us at some point or another have put off a task we needed to complete. Those tasks can range from doing the laundry or cleaning the bathroom to revising a grant application or finishing a manuscript. A little procrastination is to be expected, however, recurrent or chronic procrastination can have significant effects on work and relationships.